Pad Overview
Live house balances, quick settlements, and debt simplification.
Total House Spending
Roommates
Pending Settlements
Individual Net Balances
Total spent minus individual share of house costs.
Who Owes Who
Smart algorithm minimizes total payments needed to clear house debts.
All settled up!
No active debts between housemates right now.
Settlement Log
History of payments marked as cleared.
No settled payments recorded yet.
Expense Feed
Search, filter, and review all logged house costs and uploaded receipts.
| Expense & Date | Category | Receipt | Paid By | Split Method | Total Amount | Actions |
|---|---|---|---|---|---|---|
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No expenses recorded Click "Log Expense" above to add your first bill or purchase. |
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| None |
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Housemates
Manage roomies, handles, and custom rent split percentages.
No housemates added yet
Add the people who live in your apartment to track split costs.
Recurring Monthly Bills
Rent, WiFi, utilities, and joint subscriptions due every month.
No recurring bills added
Set up monthly utilities, WiFi, or rent to post them automatically every month.
Default Payer:
Analytics & Spending
Visual breakdowns of spending by category and roommate contributions.
Expenses by Category
Total Paid per Housemate
Data & Sync Settings
Export, import, load test data, or reset ledger state.
Demo / Test Data Utility
Load sample college pad data to test features or reset to a completely blank slate.
Export / Sync Data
Export JSON data to text to roomies or save local backups.
Import Data JSON
Paste backup JSON sent by a housemate to sync balances.